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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,615 | $48,364+130.8% | $71,796+55.5% | $62,881+77.5% |
| Participation rate | 76.5% | 60.6%+15.8pp | 69.1%+7.4pp | 69.3%+7.2pp |
| Annual return | 7.48% | 13.16%-5.7pp | 78.04%-70.6pp | 20.14%-12.7pp |
| Employer contribution / active EE | $0 | $1,042-100.0% | $1,924-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $3,045 | $2,091+45.6% | $2,794+9.0% | $3,203-4.9% |
| Admin fee / account holder | $6,104 | $3,771+61.9% | $4,815+26.8% | $4,296+42.1% |