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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,072 | $59,819+152.5% | $79,583+89.8% | $68,490+120.6% |
| Participation rate | 58.6% | 61.1%-2.5pp | 69.5%-10.9pp | 67.9%-9.3pp |
| Annual return | -12.76% | -12.30%-0.5pp | 0.16%-12.9pp | -7.85%-4.9pp |
| Employer contribution / active EE | $0 | $1,505-100.0% | $2,414-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $4,913 | $3,025+62.4% | $3,986+23.3% | $4,028+22.0% |
| Admin fee / account holder | $1,069 | $4,835-77.9% | $6,835-84.4% | $5,403-80.2% |