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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $626,550 | $154,228+306.2% | $145,433+330.8% | $137,256+356.5% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 16.83% | 74.59%-57.8pp | 66.58%-49.7pp | 220.34%-203.5pp |
| Employer contribution / active EE | $9,742 | $4,804+102.8% | $4,554+113.9% | $4,156+134.4% |
| Participant deferral / active EE | $2,055 | $8,216-75.0% | $7,897-74.0% | $6,407-67.9% |
| Admin fee / account holder | $19,528 | $14,344+36.1% | $13,129+48.7% | $12,270+59.2% |