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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,109 | $84,685+78.4% | $73,836+104.7% | $125,389+20.5% |
| Participation rate | 45.0% | 76.8%-31.8pp | 73.4%-28.4pp | 83.2%-38.2pp |
| Annual return | 0.37% | 3123.80%-3123.4pp | 2268.06%-2267.7pp | 282.24%-281.9pp |
| Employer contribution / active EE | $1,614 | $3,123-48.3% | $2,787-42.1% | $4,866-66.8% |
| Participant deferral / active EE | $4,319 | $3,993+8.2% | $3,583+20.6% | $5,352-19.3% |
| Admin fee / account holder | $12,593 | $5,694+121.2% | $4,882+158.0% | $9,541+32.0% |