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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,432 | $99,011+95.4% | $86,582+123.4% | $147,586+31.1% |
| Participation rate | 36.4% | 76.3%-40.0pp | 73.5%-37.2pp | 82.8%-46.5pp |
| Annual return | 15.01% | 1312.75%-1297.7pp | 965.08%-950.1pp | 578.59%-563.6pp |
| Employer contribution / active EE | $1,604 | $3,132-48.8% | $2,839-43.5% | $4,876-67.1% |
| Participant deferral / active EE | $4,260 | $3,972+7.2% | $3,609+18.0% | $5,439-21.7% |
| Admin fee / account holder | $3,570 | $5,709-37.5% | $4,904-27.2% | $10,886-67.2% |