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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $370,479 | $81,276+355.8% | $155,574+138.1% | $80,925+357.8% |
| Participation rate | 91.9% | 66.2%+25.6pp | 78.2%+13.7pp | 67.7%+24.2pp |
| Annual return | 32.49% | 33.36%-0.9pp | 64.87%-32.4pp | 35.65%-3.2pp |
| Employer contribution / active EE | $9,133 | $3,103+194.3% | $4,676+95.3% | $2,756+231.4% |
| Participant deferral / active EE | $6,515 | $3,453+88.7% | $5,629+15.7% | $4,299+51.6% |
| Admin fee / account holder | $2,254 | $7,993-71.8% | $15,914-85.8% | $6,940-67.5% |