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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $296,927 | $73,863+302.0% | $143,797+106.5% | $68,490+333.5% |
| Participation rate | 88.9% | 66.7%+22.2pp | 80.3%+8.6pp | 67.9%+21.0pp |
| Annual return | -13.53% | 0.91%-14.4pp | -0.04%-13.5pp | -7.85%-5.7pp |
| Employer contribution / active EE | $9,412 | $3,185+195.5% | $4,952+90.1% | $2,597+262.5% |
| Participant deferral / active EE | $5,706 | $3,385+68.6% | $5,638+1.2% | $4,028+41.7% |
| Admin fee / account holder | $12,198 | $5,756+111.9% | $14,679-16.9% | $5,403+125.8% |