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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $307,526 | $77,908+294.7% | $149,696+105.4% | $75,173+309.1% |
| Participation rate | 89.2% | 65.6%+23.6pp | 78.8%+10.4pp | 67.2%+22.0pp |
| Annual return | 13.51% | 31.73%-18.2pp | 134.46%-120.9pp | 160.72%-147.2pp |
| Employer contribution / active EE | $8,999 | $3,138+186.8% | $4,821+86.7% | $2,671+236.9% |
| Participant deferral / active EE | $6,005 | $3,411+76.0% | $5,682+5.7% | $4,126+45.5% |
| Admin fee / account holder | $136,091 | $5,950+2187.4% | $13,212+930.1% | $5,651+2308.5% |