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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $469,823 | $76,407+514.9% | $150,298+212.6% | $82,448+469.8% |
| Participation rate | 88.6% | 66.4%+22.2pp | 77.8%+10.8pp | 68.1%+20.5pp |
| Annual return | 14.21% | 39.99%-25.8pp | 62.79%-48.6pp | 41.64%-27.4pp |
| Employer contribution / active EE | $9,905 | $2,614+278.9% | $4,154+138.4% | $2,551+288.3% |
| Participant deferral / active EE | $6,833 | $3,214+112.6% | $5,453+25.3% | $4,139+65.1% |
| Admin fee / account holder | $874 | $6,352-86.2% | $14,116-93.8% | $7,234-87.9% |