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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $370,479 | $81,358+355.4% | $155,556+138.2% | $80,959+357.6% |
| Participation rate | 91.9% | 66.3%+25.6pp | 78.2%+13.7pp | 67.7%+24.2pp |
| Annual return | 32.49% | 33.39%-0.9pp | 64.84%-32.3pp | 35.67%-3.2pp |
| Employer contribution / active EE | $9,133 | $3,106+194.0% | $4,675+95.3% | $2,757+231.3% |
| Participant deferral / active EE | $6,515 | $3,455+88.6% | $5,631+15.7% | $4,300+51.5% |
| Admin fee / account holder | $2,254 | $7,994-71.8% | $15,885-85.8% | $6,925-67.4% |