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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $298,217 | $201,344+48.1% | $184,243+61.9% | $145,877+104.4% |
| Participation rate | 90.0% | 87.5%+2.5pp | 86.8%+3.2pp | 80.3%+9.7pp |
| Annual return | 17.04% | 29.01%-12.0pp | 28.82%-11.8pp | 551.28%-534.2pp |
| Employer contribution / active EE | $9,239 | $7,022+31.6% | $6,427+43.8% | $4,663+98.1% |
| Participant deferral / active EE | $10,278 | $9,807+4.8% | $9,132+12.5% | $6,691+53.6% |
| Admin fee / account holder | $15,426 | $16,382-5.8% | $13,914+10.9% | $13,402+15.1% |