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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,101 | $162,136-54.9% | $152,301-52.0% | $154,746-52.8% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 18.47% | 91.02%-72.6pp | 80.50%-62.0pp | 172.34%-153.9pp |
| Employer contribution / active EE | $1,520 | $4,890-68.9% | $4,624-67.1% | $4,379-65.3% |
| Participant deferral / active EE | $6,246 | $8,341-25.1% | $8,004-22.0% | $6,730-7.2% |
| Admin fee / account holder | $5,351 | $15,759-66.0% | $14,398-62.8% | $14,365-62.8% |