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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,874 | $114,119-54.5% | $107,187-51.6% | $138,895-62.7% |
| Participation rate | 95.8% | 78.1%+17.8pp | 75.0%+20.8pp | 79.9%+15.9pp |
| Annual return | 17.49% | 273.21%-255.7pp | 204.55%-187.1pp | 145.39%-127.9pp |
| Employer contribution / active EE | $1,991 | $4,059-50.9% | $3,782-47.3% | $4,194-52.5% |
| Participant deferral / active EE | $5,200 | $5,538-6.1% | $5,096+2.0% | $6,396-18.7% |
| Admin fee / account holder | $2,055 | $10,024-79.5% | $9,162-77.6% | $12,562-83.6% |