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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,234 | $133,981-75.9% | $112,249-71.3% | $134,532-76.0% |
| Participation rate | 71.4% | 78.6%-7.1pp | 75.1%-3.6pp | 81.2%-9.8pp |
| Annual return | -15.76% | 47.16%-62.9pp | 27.48%-43.2pp | 418.27%-434.0pp |
| Employer contribution / active EE | $2,205 | $4,040-45.4% | $3,636-39.4% | $4,741-53.5% |
| Participant deferral / active EE | $4,942 | $5,292-6.6% | $4,729+4.5% | $6,401-22.8% |
| Admin fee / account holder | $2,060 | $7,492-72.5% | $6,412-67.9% | $11,429-82.0% |