See peer percentile detail. $4.99 for your first month.
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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY7+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $62,614 |
Filed as: RAYMOND JAMES FIN SVCS ADVISORS Service code 27 · EIN 59-2937883 | Advisory (Plan) | $28,546 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,655 | $104,475-26.6% | $159,436-51.9% | $79,386-3.4% |
| Participation rate | 85.0% | 76.6%+8.4pp | 82.8%+2.2pp | 70.7%+14.3pp |
| Annual return | 15.58% | 67.95%-52.4pp | 263.57%-248.0pp | 116.85%-101.3pp |
| Employer contribution / active EE | $2,145 | $3,417-37.2% | $4,829-55.6% | $2,427-11.6% |
| Participant deferral / active EE | $6,740 | $6,467+4.2% | $7,352-8.3% | $4,046+66.6% |
| Admin fee / account holder | $574 | $711-19.2% | $10,799-94.7% | $626-8.3% |