See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY6+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $46,233 |
Filed as: RAYMOND JAMES FIN SVCS ADVISORS Service code 27 · EIN 59-2937883 | Advisory (Plan) | $21,079 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,456 | $99,957-36.5% | $149,696-57.6% | $73,488-13.7% |
| Participation rate | 76.2% | 75.7%+0.5pp | 82.5%-6.2pp | 70.7%+5.6pp |
| Annual return | 15.08% | 53.87%-38.8pp | 276.60%-261.5pp | 28.51%-13.4pp |
| Employer contribution / active EE | $2,038 | $3,191-36.1% | $4,644-56.1% | $2,270-10.2% |
| Participant deferral / active EE | $5,864 | $6,073-3.4% | $6,842-14.3% | $3,740+56.8% |
| Admin fee / account holder | $428 | $551-22.3% | $9,309-95.4% | $513-16.6% |