Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY5+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $37,892 |
Filed as: RAYMOND JAMES FIN SVCS ADVISORS Service code 27 · EIN 59-2937883 | Advisory (Plan) | $13,374 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,673 | $89,652-36.8% | $141,197-59.9% | $65,186-13.1% |
| Participation rate | 62.0% | 74.7%-12.7pp | 82.5%-20.5pp | 70.2%-8.2pp |
| Annual return | 24.03% | 32.79%-8.8pp | 71.41%-47.4pp | 29.39%-5.4pp |
| Employer contribution / active EE | $1,356 | $3,065-55.8% | $4,736-71.4% | $2,177-37.7% |
| Participant deferral / active EE | $3,616 | $5,691-36.5% | $6,710-46.1% | $3,514+2.9% |
| Admin fee / account holder | $403 | $569-29.1% | $10,265-96.1% | $847-52.4% |