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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,218 | $183,627+3.6% | $155,602+22.2% | $145,978+30.3% |
| Participation rate | 84.6% | 82.7%+1.9pp | 78.2%+6.4pp | 80.3%+4.3pp |
| Annual return | 9.70% | 61.32%-51.6pp | 64.81%-55.1pp | 550.52%-540.8pp |
| Employer contribution / active EE | $9,509 | $5,316+78.9% | $4,675+103.4% | $4,662+104.0% |
| Participant deferral / active EE | $6,502 | $6,466+0.6% | $5,629+15.5% | $6,690-2.8% |
| Admin fee / account holder | $1,208 | $19,327-93.7% | $15,923-92.4% | $13,400-91.0% |