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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,980 | $209,428-46.1% | $178,498-36.7% | $158,950-28.9% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 11.84% | 188.78%-176.9pp | 151.09%-139.3pp | 302.91%-291.1pp |
| Employer contribution / active EE | $9,713 | $5,707+70.2% | $5,011+93.8% | $4,762+104.0% |
| Participant deferral / active EE | $6,816 | $5,955+14.5% | $5,202+31.0% | $5,983+13.9% |
| Admin fee / account holder | $553 | $17,077-96.8% | $13,985-96.0% | $11,248-95.1% |