Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,440 | $63,314-21.9% | $91,004-45.7% | $62,293-20.6% |
| Participation rate | 58.6% | 73.3%-14.7pp | 75.6%-17.0pp | 69.5%-10.9pp |
| Annual return | 19.08% | 21.00%-1.9pp | 4.60%+14.5pp | 28.90%-9.8pp |
| Employer contribution / active EE | $593 | $1,807-67.2% | $2,456-75.9% | $2,042-71.0% |
| Participant deferral / active EE | $2,719 | $2,944-7.6% | $3,548-23.4% | $3,169-14.2% |
| Admin fee / account holder | $315 | $468-32.6% | $5,417-94.2% | $479-34.3% |