Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,785 | $70,917-14.3% | $98,920-38.6% | $73,493-17.3% |
| Participation rate | 57.3% | 73.8%-16.5pp | 76.0%-18.7pp | 70.7%-13.4pp |
| Annual return | 18.52% | 34.18%-15.7pp | 196.47%-177.9pp | 28.51%-10.0pp |
| Employer contribution / active EE | $941 | $2,037-53.8% | $2,689-65.0% | $2,270-58.6% |
| Participant deferral / active EE | $2,958 | $3,501-15.5% | $4,245-30.3% | $3,740-20.9% |
| Admin fee / account holder | $309 | $535-42.2% | $6,643-95.3% | $513-39.8% |