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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,687 | $70,366+155.4% | $66,674+169.5% | $138,895+29.4% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.7%+26.3pp | 79.9%+20.1pp |
| Annual return | 15.50% | 386.41%-370.9pp | 321.24%-305.7pp | 145.39%-129.9pp |
| Employer contribution / active EE | $2,919 | $2,765+5.6% | $2,620+11.4% | $4,194-30.4% |
| Participant deferral / active EE | $30,613 | $4,374+599.9% | $4,084+649.6% | $6,396+378.6% |
| Admin fee / account holder | $1,705 | $5,262-67.6% | $5,098-66.5% | $12,562-86.4% |