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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,614 | $96,643-19.7% | $86,617-10.4% | $139,456-44.3% |
| Participation rate | 100.0% | 74.4%+25.6pp | 71.7%+28.3pp | 80.3%+19.7pp |
| Annual return | 15.46% | 106.57%-91.1pp | 591.91%-576.5pp | 373.45%-358.0pp |
| Employer contribution / active EE | $1,592 | $3,264-51.2% | $3,023-47.3% | $4,753-66.5% |
| Participant deferral / active EE | $20,275 | $4,835+319.3% | $4,437+356.9% | $6,711+202.1% |
| Admin fee / account holder | $978 | $6,406-84.7% | $5,613-82.6% | $11,407-91.4% |