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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $231,262 | $171,930+34.5% | $151,266+52.9% | $154,746+49.4% |
| Participation rate | 55.6% | 80.5%-25.0pp | 77.0%-21.4pp | 80.7%-25.1pp |
| Annual return | 14.76% | 242.03%-227.3pp | 180.60%-165.8pp | 172.34%-157.6pp |
| Employer contribution / active EE | $1,131 | $4,710-76.0% | $4,237-73.3% | $4,379-74.2% |
| Participant deferral / active EE | $6,285 | $8,191-23.3% | $7,337-14.3% | $6,730-6.6% |
| Admin fee / account holder | $3,693 | $15,803-76.6% | $13,159-71.9% | $14,365-74.3% |