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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,230 | $154,365+2.5% | $130,231+21.5% | $139,466+13.5% |
| Participation rate | 73.3% | 79.9%-6.6pp | 76.3%-2.9pp | 80.3%-7.0pp |
| Annual return | 19.20% | 30.53%-11.3pp | 38.86%-19.7pp | 373.66%-354.5pp |
| Employer contribution / active EE | $1,714 | $5,170-66.8% | $4,126-58.4% | $4,754-63.9% |
| Participant deferral / active EE | $11,647 | $8,498+37.1% | $6,799+71.3% | $6,712+73.5% |
| Admin fee / account holder | $2,546 | $9,214-72.4% | $6,020-57.7% | $11,409-77.7% |