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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,897 | $173,397-2.6% | $135,987+24.2% | $145,877+15.8% |
| Participation rate | 57.9% | 80.4%-22.5pp | 76.4%-18.5pp | 80.3%-22.4pp |
| Annual return | 16.11% | 1166.18%-1150.1pp | 580.01%-563.9pp | 551.28%-535.2pp |
| Employer contribution / active EE | $1,724 | $5,281-67.3% | $4,214-59.1% | $4,663-63.0% |
| Participant deferral / active EE | $5,916 | $8,710-32.1% | $7,027-15.8% | $6,691-11.6% |
| Admin fee / account holder | $750 | $9,663-92.2% | $6,716-88.8% | $13,402-94.4% |