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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,062 | $45,566-36.2% | $64,105-54.7% | $59,633-51.3% |
| Participation rate | 100.0% | 60.2%+39.8pp | 68.2%+31.8pp | 68.7%+31.3pp |
| Annual return | -4.23% | 4.95%-9.2pp | 791.24%-795.5pp | 2041.45%-2045.7pp |
| Employer contribution / active EE | $4,324 | $934+362.9% | $1,820+137.6% | $2,203+96.3% |
| Participant deferral / active EE | $3,844 | $2,057+86.9% | $2,822+36.2% | $3,192+20.4% |
| Admin fee / account holder | $2,465 | $3,268-24.6% | $4,499-45.2% | $4,297-42.6% |