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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,562 | $65,027-9.9% | $90,970-35.6% | $79,852-26.7% |
| Participation rate | 100.0% | 61.6%+38.4pp | 69.0%+31.0pp | 69.6%+30.4pp |
| Annual return | 5.28% | 30.45%-25.2pp | 134.58%-129.3pp | 31.72%-26.4pp |
| Employer contribution / active EE | $7,037 | $1,247+464.2% | $2,122+231.5% | $2,471+184.8% |
| Participant deferral / active EE | $5,043 | $2,512+100.8% | $3,373+49.5% | $3,740+34.8% |
| Admin fee / account holder | $3,240 | $4,535-28.6% | $5,960-45.6% | $5,306-38.9% |