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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,590 | $112,729-52.5% | $98,716-45.7% | $137,256-61.0% |
| Participation rate | 91.7% | 74.2%+17.4pp | 69.3%+22.4pp | 80.0%+11.7pp |
| Annual return | 20.73% | 38.48%-17.8pp | 31.81%-11.1pp | 220.34%-199.6pp |
| Employer contribution / active EE | $5,004 | $2,725+83.6% | $2,279+119.6% | $4,156+20.4% |
| Participant deferral / active EE | $9,263 | $4,640+99.6% | $4,048+128.8% | $6,407+44.6% |
| Admin fee / account holder | $10,869 | $10,129+7.3% | $8,703+24.9% | $12,270-11.4% |