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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,860 | $93,589-26.4% | $135,942-49.3% | $75,181-8.4% |
| Participation rate | 66.7% | 75.2%-8.5pp | 81.9%-15.2pp | 67.2%-0.5pp |
| Annual return | 16.57% | 30.90%-14.3pp | 68.28%-51.7pp | 160.69%-144.1pp |
| Employer contribution / active EE | $2,851 | $3,537-19.4% | $4,858-41.3% | $2,671+6.7% |
| Participant deferral / active EE | $9,415 | $6,405+47.0% | $7,759+21.3% | $4,126+128.2% |
| Admin fee / account holder | $18,772 | $6,977+169.0% | $10,764+74.4% | $5,650+232.3% |