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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,092 | $85,766-34.6% | $136,298-58.8% | $70,126-20.0% |
| Participation rate | 53.7% | 74.2%-20.5pp | 81.9%-28.2pp | 69.5%-15.8pp |
| Annual return | 22.42% | 31.46%-9.0pp | 5156.27%-5133.9pp | 73.15%-50.7pp |
| Employer contribution / active EE | $2,373 | $2,966-20.0% | $4,696-49.5% | $2,343+1.3% |
| Participant deferral / active EE | $5,881 | $5,051+16.4% | $6,247-5.9% | $3,332+76.5% |
| Admin fee / account holder | $12,297 | $5,421+126.8% | $9,244+33.0% | $4,645+164.7% |