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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,133 | $101,618+51.7% | $93,063+65.6% | $137,256+12.3% |
| Participation rate | 77.8% | 74.9%+2.8pp | 72.1%+5.7pp | 80.0%-2.2pp |
| Annual return | 14.70% | 223.95%-209.2pp | 34.15%-19.5pp | 220.34%-205.6pp |
| Employer contribution / active EE | $2,503 | $2,707-7.5% | $2,476+1.1% | $4,156-39.8% |
| Participant deferral / active EE | $8,153 | $4,279+90.5% | $3,958+106.0% | $6,407+27.3% |
| Admin fee / account holder | $15,694 | $6,198+153.2% | $6,033+160.1% | $12,270+27.9% |