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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,540 | $109,967+10.5% | $97,197+25.0% | $145,877-16.7% |
| Participation rate | 66.7% | 76.0%-9.3pp | 72.7%-6.0pp | 80.3%-13.6pp |
| Annual return | 9.46% | 244.27%-234.8pp | 75.47%-66.0pp | 551.28%-541.8pp |
| Employer contribution / active EE | $2,559 | $3,077-16.8% | $2,723-6.0% | $4,663-45.1% |
| Participant deferral / active EE | $7,985 | $4,676+70.7% | $4,263+87.3% | $6,691+19.3% |
| Admin fee / account holder | $4,487 | $6,199-27.6% | $5,637-20.4% | $13,402-66.5% |