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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,670 | $159,934-8.3% | $147,005-0.2% | $145,959+0.5% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 8.76% | 98.24%-89.5pp | 418.76%-410.0pp | 561.95%-553.2pp |
| Employer contribution / active EE | $6,900 | $5,287+30.5% | $4,934+39.8% | $4,661+48.0% |
| Participant deferral / active EE | $12,459 | $8,427+47.8% | $8,070+54.4% | $6,689+86.3% |
| Admin fee / account holder | $11,153 | $15,053-25.9% | $13,006-14.2% | $13,398-16.8% |