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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,468 | $160,070-65.3% | $147,117-62.3% | $145,897-62.0% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 15.69% | 98.69%-83.0pp | 420.54%-404.9pp | 552.29%-536.6pp |
| Employer contribution / active EE | $1,619 | $5,285-69.4% | $4,932-67.2% | $4,663-65.3% |
| Participant deferral / active EE | $5,588 | $8,419-33.6% | $8,065-30.7% | $6,689-16.5% |
| Admin fee / account holder | $7,455 | $15,035-50.4% | $12,993-42.6% | $13,390-44.3% |