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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,332 | $162,136-73.3% | $152,301-71.5% | $154,746-72.0% |
| Participation rate | 95.7% | 84.1%+11.5pp | 82.4%+13.2pp | 80.7%+15.0pp |
| Annual return | 11.53% | 91.02%-79.5pp | 80.50%-69.0pp | 172.34%-160.8pp |
| Employer contribution / active EE | $1,452 | $4,890-70.3% | $4,624-68.6% | $4,379-66.8% |
| Participant deferral / active EE | $4,719 | $8,341-43.4% | $8,004-41.0% | $6,730-29.9% |
| Admin fee / account holder | $12,810 | $15,759-18.7% | $14,398-11.0% | $14,365-10.8% |