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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,574 | $90,509-46.3% | $78,693-38.3% | $273,968-82.3% |
| Participation rate | 100.0% | 76.5%+23.5pp | 73.6%+26.4pp | 83.0%+17.0pp |
| Annual return | -0.68% | 75.61%-76.3pp | 62.18%-62.9pp | 41.45%-42.1pp |
| Employer contribution / active EE | $2,069 | $3,175-34.9% | $2,850-27.4% | $4,869-57.5% |
| Participant deferral / active EE | $1,136 | $3,901-70.9% | $3,517-67.7% | $5,287-78.5% |
| Admin fee / account holder | $906 | $5,264-82.8% | $4,511-79.9% | $10,132-91.1% |