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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,198 | $100,895-59.2% | $90,430-54.4% | $158,950-74.1% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.7%+27.3pp | 82.0%+18.0pp |
| Annual return | 5.77% | 1725.54%-1719.8pp | 1293.73%-1288.0pp | 302.91%-297.1pp |
| Employer contribution / active EE | $2,265 | $3,689-38.6% | $3,262-30.6% | $4,762-52.4% |
| Participant deferral / active EE | $1,716 | $4,347-60.5% | $3,963-56.7% | $5,983-71.3% |
| Admin fee / account holder | $978 | $6,505-85.0% | $5,613-82.6% | $11,248-91.3% |