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| Provider | Service type | Compensation |
|---|---|---|
Filed as: ALERA INVESTMENT ADVISORS, LLC Service code 27 · EIN 82-1301701 | Advisory (Plan) | $93,870 |
PRINCIPAL LIFE INSURANCE COMPANY10+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $57,407 |
HCJ CPAS & ADVISORS PLLC3 years Filed as: HCJ CPAS & ADVISORS, PLL Service code 10 · EIN 71-0650689 | Accounting | $15,120 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,792 | $48,744-32.7% | $93,727-65.0% | $200,096-83.6% |
| Participation rate | 91.0% | 63.7%+27.3pp | 68.7%+22.3pp | 72.0%+19.0pp |
| Annual return | 8.82% | 15.36%-6.5pp | 133.83%-125.0pp | 34.26%-25.4pp |
| Employer contribution / active EE | $822 | $1,140-27.9% | $2,421-66.0% | $3,038-72.9% |
| Participant deferral / active EE | $2,823 | $2,825-0.1% | $4,417-36.1% | $5,090-44.5% |
| Admin fee / account holder | $48 | $195-75.6% | $8,292-99.4% | $269-82.3% |