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| Provider | Service type | Compensation |
|---|---|---|
Filed as: ALERA INVESTMENT ADVISORS, LLC Service code 27 · EIN 82-1301701 | Advisory (Plan) | $75,258 |
PRINCIPAL LIFE INSURANCE COMPANY11+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $54,322 |
HCJ CPAS & ADVISORS1 year Service code 10 · EIN 71-0650689 | Accounting | $16,619 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,349 | $89,670-58.3% | $108,359-65.5% | $89,670-58.3% |
| Participation rate | 91.6% | 71.2%+20.4pp | 70.1%+21.5pp | 71.2%+20.4pp |
| Annual return | 9.51% | 19.66%-10.1pp | 36.89%-27.4pp | 19.66%-10.1pp |
| Employer contribution / active EE | $935 | $4,041-76.9% | $2,399-61.0% | $4,041-76.9% |
| Participant deferral / active EE | $2,978 | $3,962-24.8% | $4,137-28.0% | $3,962-24.8% |
| Admin fee / account holder | $49 | $352-86.2% | $9,741-99.5% | $352-86.2% |