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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,184 | $154,228-32.4% | $145,433-28.4% | $137,256-24.1% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 17.70% | 74.59%-56.9pp | 66.58%-48.9pp | 220.34%-202.6pp |
| Employer contribution / active EE | $983 | $4,804-79.5% | $4,554-78.4% | $4,156-76.4% |
| Participant deferral / active EE | $6,093 | $8,216-25.8% | $7,897-22.8% | $6,407-4.9% |
| Admin fee / account holder | $2,014 | $14,344-86.0% | $13,129-84.7% | $12,270-83.6% |