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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $300,998 | $123,793+143.1% | $177,840+69.3% | $79,852+276.9% |
| Participation rate | 94.6% | 84.7%+10.0pp | 87.7%+6.9pp | 69.6%+25.0pp |
| Annual return | 14.47% | 22.82%-8.4pp | 48.32%-33.9pp | 31.72%-17.3pp |
| Employer contribution / active EE | $5,457 | $4,095+33.2% | $5,919-7.8% | $2,471+120.8% |
| Participant deferral / active EE | $12,041 | $5,956+102.2% | $7,714+56.1% | $3,740+221.9% |
| Admin fee / account holder | $43,253 | $7,243+497.2% | $12,431+247.9% | $5,306+715.1% |