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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $264,804 | $87,834+201.5% | $133,975+97.7% | $62,881+321.1% |
| Participation rate | 93.1% | 83.4%+9.7pp | 87.1%+6.0pp | 69.3%+23.8pp |
| Annual return | 8.41% | 12.05%-3.6pp | 29.29%-20.9pp | 20.14%-11.7pp |
| Employer contribution / active EE | $4,641 | $3,482+33.3% | $5,211-10.9% | $2,281+103.5% |
| Participant deferral / active EE | $8,696 | $4,812+80.7% | $6,282+38.4% | $3,203+171.5% |
| Admin fee / account holder | $28,840 | $5,372+436.8% | $9,324+209.3% | $4,296+571.4% |