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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $250,082 | $94,529+164.6% | $140,019+78.6% | $64,173+289.7% |
| Participation rate | 96.4% | 84.1%+12.3pp | 87.5%+8.9pp | 69.6%+26.9pp |
| Annual return | -3.23% | 7.77%-11.0pp | 651.15%-654.4pp | 7.63%-10.9pp |
| Employer contribution / active EE | $5,032 | $3,812+32.0% | $5,605-10.2% | $2,381+111.3% |
| Participant deferral / active EE | $9,819 | $5,250+87.0% | $6,927+41.8% | $3,470+183.0% |
| Admin fee / account holder | $20,589 | $6,741+205.4% | $10,705+92.3% | $4,887+321.3% |