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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $397,869 | $138,393+187.5% | $184,256+115.9% | $80,959+391.4% |
| Participation rate | 96.4% | 83.9%+12.5pp | 86.8%+9.6pp | 67.7%+28.8pp |
| Annual return | 13.46% | 20.01%-6.6pp | 28.85%-15.4pp | 35.67%-22.2pp |
| Employer contribution / active EE | $8,327 | $4,847+71.8% | $6,427+29.6% | $2,757+202.0% |
| Participant deferral / active EE | $15,213 | $7,076+115.0% | $9,133+66.6% | $4,300+253.8% |
| Admin fee / account holder | $15,409 | $10,489+46.9% | $13,899+10.9% | $6,925+122.5% |