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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,258 | $88,778-25.4% | $81,844-19.0% | $145,884-54.6% |
| Participation rate | 61.9% | 75.1%-13.2pp | 72.4%-10.5pp | 80.3%-18.4pp |
| Annual return | 14.21% | 1033.03%-1018.8pp | 778.87%-764.7pp | 551.85%-537.6pp |
| Employer contribution / active EE | $3,139 | $3,087+1.7% | $2,916+7.6% | $4,662-32.7% |
| Participant deferral / active EE | $4,791 | $4,648+3.1% | $4,323+10.8% | $6,690-28.4% |
| Admin fee / account holder | $7,313 | $8,430-13.2% | $7,355-0.6% | $13,392-45.4% |