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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,071 | $96,691-35.8% | $86,656-28.4% | $139,487-55.5% |
| Participation rate | 47.4% | 74.4%-27.0pp | 71.7%-24.3pp | 80.3%-33.0pp |
| Annual return | 18.10% | 106.87%-88.8pp | 593.09%-575.0pp | 373.84%-355.7pp |
| Employer contribution / active EE | $1,281 | $3,267-60.8% | $3,025-57.7% | $4,755-73.1% |
| Participant deferral / active EE | $3,863 | $4,838-20.2% | $4,439-13.0% | $6,713-42.5% |
| Admin fee / account holder | $2,240 | $6,414-65.1% | $5,619-60.1% | $11,407-80.4% |