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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,802 | $109,905-47.4% | $98,506-41.3% | $167,553-65.5% |
| Participation rate | 58.8% | 75.8%-17.0pp | 73.3%-14.5pp | 82.1%-23.3pp |
| Annual return | 9.93% | 1960.20%-1950.3pp | 1494.92%-1485.0pp | 478.89%-469.0pp |
| Employer contribution / active EE | $1,490 | $3,226-53.8% | $2,961-49.7% | $4,840-69.2% |
| Participant deferral / active EE | $4,053 | $4,674-13.3% | $4,277-5.2% | $6,343-36.1% |
| Admin fee / account holder | $8,911 | $6,760+31.8% | $5,955+49.7% | $12,316-27.6% |