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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,258 | $88,815-25.4% | $81,882-19.1% | $145,897-54.6% |
| Participation rate | 61.9% | 75.1%-13.2pp | 72.4%-10.5pp | 80.3%-18.4pp |
| Annual return | 14.21% | 1033.75%-1019.5pp | 779.47%-765.3pp | 552.29%-538.1pp |
| Employer contribution / active EE | $3,139 | $3,086+1.7% | $2,916+7.6% | $4,663-32.7% |
| Participant deferral / active EE | $4,791 | $4,647+3.1% | $4,323+10.8% | $6,689-28.4% |
| Admin fee / account holder | $7,313 | $8,434-13.3% | $7,360-0.6% | $13,390-45.4% |