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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,976 | $109,872+23.8% | $98,483+38.1% | $167,536-18.8% |
| Participation rate | 100.0% | 75.8%+24.2pp | 73.3%+26.7pp | 82.1%+17.9pp |
| Annual return | 12.42% | 1959.31%-1946.9pp | 1494.38%-1482.0pp | 478.82%-466.4pp |
| Employer contribution / active EE | $8,475 | $3,225+162.8% | $2,961+186.2% | $4,839+75.1% |
| Participant deferral / active EE | $6,215 | $4,673+33.0% | $4,276+45.3% | $6,342-2.0% |
| Admin fee / account holder | $1,376 | $6,757-79.6% | $5,953-76.9% | $12,315-88.8% |