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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,105 | $100,938-0.8% | $90,461+10.7% | $158,982-37.0% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.7%+27.3pp | 82.0%+18.0pp |
| Annual return | 8.91% | 1727.20%-1718.3pp | 1294.76%-1285.9pp | 302.99%-294.1pp |
| Employer contribution / active EE | $4,863 | $3,691+31.7% | $3,264+49.0% | $4,763+2.1% |
| Participant deferral / active EE | $6,045 | $4,350+39.0% | $3,964+52.5% | $5,983+1.0% |
| Admin fee / account holder | $2,690 | $6,510-58.7% | $5,617-52.1% | $11,252-76.1% |