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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,004 | $84,685-5.5% | $73,836+8.4% | $125,389-36.2% |
| Participation rate | 66.7% | 76.8%-10.1pp | 73.4%-6.8pp | 83.2%-16.5pp |
| Annual return | -0.54% | 3123.80%-3124.3pp | 2268.06%-2268.6pp | 282.24%-282.8pp |
| Employer contribution / active EE | $2,217 | $3,123-29.0% | $2,787-20.5% | $4,866-54.4% |
| Participant deferral / active EE | $7,139 | $3,993+78.8% | $3,583+99.2% | $5,352+33.4% |
| Admin fee / account holder | $75,013 | $5,694+1217.4% | $4,882+1436.6% | $9,541+686.2% |