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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $504,736 | $148,623+239.6% | $135,974+271.2% | $139,466+261.9% |
| Participation rate | 93.8% | 83.9%+9.9pp | 81.9%+11.8pp | 80.3%+13.4pp |
| Annual return | 15.02% | 79.30%-64.3pp | 68.30%-53.3pp | 373.66%-358.6pp |
| Employer contribution / active EE | $11,902 | $5,246+126.9% | $4,859+144.9% | $4,754+150.4% |
| Participant deferral / active EE | $14,120 | $8,103+74.3% | $7,760+82.0% | $6,712+110.4% |
| Admin fee / account holder | $169,860 | $12,406+1269.2% | $10,767+1477.7% | $11,409+1388.9% |