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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $689,761 | $176,105+291.7% | $159,474+332.5% | $167,536+311.7% |
| Participation rate | 76.5% | 85.0%-8.5pp | 82.8%-6.4pp | 82.1%-5.6pp |
| Annual return | 12.30% | 331.91%-319.6pp | 263.68%-251.4pp | 478.82%-466.5pp |
| Employer contribution / active EE | $9,371 | $5,299+76.8% | $4,831+94.0% | $4,839+93.6% |
| Participant deferral / active EE | $11,352 | $7,751+46.5% | $7,353+54.4% | $6,342+79.0% |
| Admin fee / account holder | $4,627 | $12,559-63.2% | $10,802-57.2% | $12,315-62.4% |