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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $689,761 | $176,077+291.7% | $159,455+332.6% | $167,518+311.8% |
| Participation rate | 76.5% | 84.9%-8.5pp | 82.8%-6.4pp | 82.1%-5.6pp |
| Annual return | 12.30% | 331.83%-319.5pp | 263.63%-251.3pp | 478.71%-466.4pp |
| Employer contribution / active EE | $9,371 | $5,298+76.9% | $4,830+94.0% | $4,838+93.7% |
| Participant deferral / active EE | $11,352 | $7,751+46.5% | $7,353+54.4% | $6,342+79.0% |
| Admin fee / account holder | $4,627 | $12,556-63.1% | $10,800-57.2% | $12,312-62.4% |